How do I earn cash back?

There are three ways to earn cash back, Swipe, Scan or Print, and Online. To find the best deal, use the PayForward mobile app or Website and search for a merchant. Each merchant shows the method of payment (or a way to earn cash back) Swipe, Scan or Print, or Online.

1. Swipe: Use a linked debit or credit card at a participating PayForward merchant. You'll receive cash back once your card is charged. Use your debit card as a credit card only (do not use the PIN).

2. eGift Cards (Scan or Print): Purchase an eGift Card with a linked debit or credit card or use your PayForward account balance. For in-store purchases, the sales associate will either scan the eGift Card's barcode or enter the number of the eGift Card to complete your purchase. For online purchases, you can also use an eGift Card by entering the eGift Card number when you check out. For some merchants, you will need to print the eGift card and present it at checkout for the sales associate to either scan or enter the number of the eGift Card to complete your purchase. 

3. Online: To earn cash back for online purchases, you will need to click through PayForward Website or mobile app to get to the merchant's Website every time you want to shop online and the order must be shipped. Your cash back will arrive upon merchant confirmation in approximately 30 days. Your cash back will arrive upon merchant confirmation in approximately 30 days. To learn more, click here.