Federal law (USA PATRIOT Act) requires us to obtain, verify and record certain information including your first name and last name, verifiable U.S. street address (no P.O. Boxes), date of birth, the last four digits of Social Security number, and other information that will allow us to identify you, the cardholder. We may also ask for your driver's license or other identifying documents at any time. These requirements assist us in verifying your identity and help prevent fraud.