Do you run a credit check? May 28, 2017 15:27 No. PayForward does not run credit checks on its members. Related articles Is there a fee to link my Visa or MasterCard? How to close your account Why do I have to go through an identity verification? Download the PayForward mobile app Can I join PayForward and not elect to get a PayForward® Prepaid Visa® Debit Card?