Do I have to use my real name? April 29, 2019 11:54 Updated Yes. Your real name is needed on PayForward in order to participate in the financial benefits of PayForward. Related articles Do I need an email address to sign up? Do you run a credit check? How to log in Can I join PayForward and not elect to get a PayForward® Prepaid Visa® Debit Card? What is the balance of my eGift card?