Will a credit report be checked? May 18, 2017 19:37 No. Since the PayForward® Prepaid Visa® Debit Card is not a credit card; there will not be a credit check performed. Related articles Send money to Friends or Family Get the PayForward® Prepaid Visa® Debit Card Are the funds FDIC insured? Does this card build my credit rating? What is the maximum balance for my PayForward® Prepaid Visa® Debit Card?