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Are there any limitations when I link my Visa or MasterCard?

For full details, check out the Legal Disclosures.

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PayForward Cash Back Program: Legal Disclosures
Can I transfer money from my linked card to my friends and family?
Did you receive a new card or did a card expire?
If I already get rewards/points using my Visa or MasterCard will I lose that by linking my Visa?
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