Do I need a PayForward account to get cash back? May 10, 2019 13:17 Updated Yes! In order to link your MasterCard® or Visa® card, you will need to create a PayForward account. Sign up today to start earning up to 15% cash back with participating merchants. Related articles How do I get the cash I earned out of my PayForward account? How do I earn cash back by scanning, swiping, or shopping online using a linked Visa® or MasterCard®? PayForward Rewards program Can I join PayForward and not elect to get a PayForward® Prepaid Visa® Debit Card? What is PayForward?